Today is Thursday, October 22, 2026. Are banks open today? Yes. is a business day for United States (Federal Reserve and banks).
- US federal offices: The next United States (federal) holiday is Veterans Day on , 20 days from today.
- US banks and the Federal Reserve: The next United States (Federal Reserve and banks) holiday is Veterans Day on , 20 days from today.
- UK (England and Wales): The next England and Wales holiday is Christmas Day on , 64 days from today.
- Canada (federal): The next Canada (federal statutory) holiday is Remembrance Day on , 20 days from today.
The US has 11 federal holidays a year. Banks follow the Federal Reserve calendar, which is almost the same list with one big difference: when a holiday falls on a Saturday, federal offices close on the Friday before, but the Federal Reserve Banks and most banks stay open. In 2026 that happened on July 3; in 2027 it happens three times, on June 18, December 24 and December 31.
Are banks open? Holiday by holiday
Each page answers whether banks, the Federal Reserve, USPS, the stock market and the bond market are open, where to check UPS and FedEx hours, and whether the day counts as a business day.
- Are banks open on Veterans Day? Banks and USPS closed, stock market open.
- Are banks open on Black Friday and Thanksgiving? Banks open the day after Thanksgiving; the stock market closes early.
- Are banks open on Christmas Eve? Yes, with early closes; December 24, 2027 is a federal day off.
- Are banks open on New Year’s Eve? Yes, including December 31, 2027, when federal offices close.
- Are banks open on New Year’s Day? No; and in 2028 the holiday falls on a Saturday.
- Are banks open on MLK Day? No: banks, USPS and the stock market are all closed.
- Are banks open on Presidents’ Day? No: officially Washington’s Birthday; banks, USPS and the stock market are closed.
- Are banks open on Good Friday? Yes in the US, but the stock market is closed; a public holiday in the UK, Canada and Australia.
- Is Memorial Day a business day?
- Is Juneteenth a business day? In 2027 it is observed on Friday, June 18, when banks are open.
Holiday lists
- US federal holidays 2025–2030, with observed dates
- US bank holidays: the Federal Reserve schedule, with the Saturday rule
- Stock market holidays: every NYSE and Nasdaq closed day, early closes and bond market differences
- USPS color coded calendar: postal holidays and the NALC rotating day off
- UK bank holidays 2027 for England and Wales, Scotland and Northern Ireland
- Canada statutory holidays (federal list and every province), with the full calendars for B.C. (11 a year), Ontario (9 a year) and Alberta (9 general holidays a year)
US federal holidays 2026
| Date | Day | Holiday | Note |
|---|---|---|---|
| Thursday | New Year's Day | ||
| Monday | Martin Luther King Jr. Day | ||
| Monday | Washington's Birthday (Presidents' Day) | ||
| Monday | Memorial Day | ||
| Friday | Juneteenth National Independence Day | ||
| Friday | Independence Day (observed) | Observed; the holiday falls on Saturday, July 4 | |
| Monday | Labor Day | ||
| Monday | Columbus Day | ||
| Wednesday | Veterans Day | ||
| Thursday | Thanksgiving Day | ||
| Friday | Christmas Day |
2027 holiday calendar: US federal holidays
| Date | Day | Holiday | Note |
|---|---|---|---|
| Friday | New Year's Day | ||
| Monday | Martin Luther King Jr. Day | ||
| Monday | Washington's Birthday (Presidents' Day) | ||
| Monday | Memorial Day | ||
| Friday | Juneteenth National Independence Day (observed) | Observed; the holiday falls on Saturday, June 19 | |
| Monday | Independence Day (observed) | Observed; the holiday falls on Sunday, July 4 | |
| Monday | Labor Day | ||
| Monday | Columbus Day | ||
| Thursday | Veterans Day | ||
| Thursday | Thanksgiving Day | ||
| Friday | Christmas Day (observed) | Observed; the holiday falls on Saturday, December 25 | |
| Friday | New Year's Day (observed) | Observed; the holiday falls on Saturday, January 1, 2028 |
Dates are the days federal offices are closed, from OPM. When January 1 falls on a Saturday, the observed New Year’s Day is the Friday before, in the previous year (December 31, 2027 is the observed New Year’s Day 2028). With these holidays, 2026 has 250 US federal business days and 2027 has 249.
How banks, markets and federal offices differ
| Who | Holiday on a Saturday | Holiday on a Sunday | Good Friday |
|---|---|---|---|
| Federal offices (OPM) | Off the Friday before | Off the Monday after | Open |
| Federal Reserve Banks and most banks | Open the Friday before | Closed the Monday after | Open |
| NYSE and Nasdaq | Closed the Friday before, except at year end | Closed the Monday after | Closed |
The NYSE also stays open on Columbus Day and Veterans Day, when banks are closed (see the full stock market holiday schedule). To count business days between two dates with these holidays taken out, use the business days calculator.