No, most banks are closed on Presidents’ Day. The next one is . Its official federal name is Washington’s Birthday. The Federal Reserve, USPS and the NYSE and Nasdaq are all closed. 116 days until .
- Banks: most closed. Banks follow the Federal Reserve schedule; a few branches open anyway, so check yours.
- Federal Reserve, FedACH and Fedwire: closed. No. is not a business day for United States (Federal Reserve and banks): Washington's Birthday (Presidents' Day).
- USPS: closed. No regular mail delivery and post offices are closed.
- UPS and FedEx: they set their own holiday schedules, so check with the carrier.
- NYSE and Nasdaq: closed all day. No. is not a business day for NYSE and Nasdaq (stock market): Washington's Birthday (Presidents' Day).
- Bond market: closed (SIFMA’s recommendation for Monday, February 15, 2027 is a full close, with no early close the Friday before; later years are set when SIFMA publishes them).
- Federal offices: closed (OPM federal holiday, listed as Washington’s Birthday).
- Is it a business day? No. is not a business day for United States (federal): Washington's Birthday (Presidents' Day).
Today is Thursday, October 22, 2026. Count your own dates with the business days calculator.
What’s open and closed on Presidents’ Day 2027 and 2028
| Institution | Mon Feb 15, 2027 | Mon Feb 21, 2028 |
|---|---|---|
| Federal offices (OPM) | Closed | Closed |
| Federal Reserve Banks, FedACH, Fedwire | Closed | Closed |
| Most banks and credit unions | Closed (check your branch) | Closed (check your branch) |
| USPS mail delivery and post offices | Closed (2027 USPS schedule not yet published; Presidents Day is a USPS holiday each year) | Not yet published |
| UPS and FedEx | Check with the carrier | Check with the carrier |
| NYSE and Nasdaq | Closed | Closed |
| Bond market (SIFMA) | Closed | Not yet published |
| Public schools | Varies by district; many close or hold a winter break | Varies by district |
On the Federal Reserve calendar: No. is not a business day for United States (Federal Reserve and banks): Washington's Birthday (Presidents' Day). No. is not a business day for United States (Federal Reserve and banks): Washington's Birthday (Presidents' Day).
Presidents’ Day or Washington’s Birthday?
They are the same holiday. In federal law (5 U.S.C. 6103) the day is still called Washington’s Birthday, and OPM, the Federal Reserve and the NYSE all list it under that name. “Presidents’ Day” is the popular name, and USPS and SIFMA use it on their schedules. Some states give the day their own name, for example to honor Abraham Lincoln as well, but the federal day off is the same Monday.
George Washington was born on February 22, 1732. Since the Uniform Monday Holiday Act took effect in 1971, the holiday has been the third Monday in February, which always falls between February 15 and February 21. So the federal holiday never lands on Washington’s actual birthday. Lincoln’s birthday, February 12, is not a federal holiday.
Is Presidents’ Day a business day?
No, not for banks or the federal government. Washington’s Birthday is one of the 11 US federal holidays, so a business-day count that uses the federal calendar skips it. No. is not a business day for United States (federal): Washington's Birthday (Presidents' Day).
Presidents’ Day is also a big retail sales weekend, so most stores are open and many private offices work as usual. No federal law makes it a paid holiday for private employers. If a contract or bank says “business days”, assume February’s third Monday does not count; if a retailer quotes delivery in business days, ask.
How we count: a business day is a weekday that is not a holiday on the chosen calendar. Weekends never count. Want business days until the holiday? There are 76 business days on the United States (federal) calendar between today and , not counting either day.
Is the post office open on Presidents’ Day?
No. Presidents Day is on the USPS list of holidays with no mail service: there is no regular delivery and post offices are closed. On the published 2026 USPS schedule it was Monday, February 16, 2026. USPS has not yet published its 2027 list; we will confirm Monday, February 15, 2027 when it does. Mail delivery resumes on Tuesday.
- Mail you drop in a blue collection box over the weekend is collected and moved from Tuesday.
- UPS and FedEx are private companies with their own holiday schedules. Check the UPS or FedEx holiday schedule before you ship.
For postal holidays all year, see the USPS color coded calendar.
Direct deposit, ACH and checks on Presidents’ Day
FedACH and Fedwire do not settle on Presidents’ Day, so no ACH payment or direct deposit lands that day. Because the holiday is a Monday, payments sent after the Friday cutoff wait until Tuesday.
- Last bank business day before Presidents’ Day 2027: 1 business day before is , excluding United States (Federal Reserve and banks) holidays.
- Next bank business day after Presidents’ Day 2027: 1 business day after is , excluding United States (Federal Reserve and banks) holidays.
- A payday that falls on the holiday is usually paid on the Friday before or the Tuesday after, depending on your employer.
- Checks and mobile deposits made over the long weekend are normally treated as received on Tuesday.
- Card payments, ATMs and online banking keep working; only the settlement waits.
Counting a deadline across the long weekend? Use the business days calculator or business days from today.
Is the stock market open on Presidents’ Day?
No. Washington’s Birthday is an NYSE holiday, so the NYSE and Nasdaq are closed all day (Monday, February 15, 2027 and Monday, February 21, 2028 on the NYSE calendar), with no early close on the Friday before. SIFMA recommends a full close of the bond market as well. Trading resumes on Tuesday. See every closure on our stock market holidays page.
Presidents’ Day dates 2026–2030
Presidents’ Day is always a Monday, so no weekend “observed” rule applies: federal offices, the Federal Reserve, banks, USPS and the stock market all close on the same day.
| Year | Presidents’ Day | Federal offices, Fed and banks | NYSE and Nasdaq |
|---|---|---|---|
| 2026 | Mon Feb 16 | Closed | Closed |
| 2027 | Mon Feb 15 | Closed | Closed |
| 2028 | Mon Feb 21 | Closed | Closed |
| 2029 | Mon Feb 19 | Closed | Closed (NYSE has not published 2029 yet) |
| 2030 | Mon Feb 18 | Closed | Closed (NYSE has not published 2030 yet) |
The engine’s answer for each year:
- 2028: No. is not a business day for United States (Federal Reserve and banks): Washington's Birthday (Presidents' Day).
- 2029: No. is not a business day for United States (Federal Reserve and banks): Washington's Birthday (Presidents' Day).
- 2030: No. is not a business day for United States (Federal Reserve and banks): Washington's Birthday (Presidents' Day).
See every holiday on our US federal holidays 2025–2030 list and the bank calendar on US bank holidays.
Family Day in Canada
Several Canadian provinces, including British Columbia, Ontario and Alberta, have Family Day on the same Monday (). It is a provincial holiday, not a federal one, so federally regulated workplaces may stay open. See B.C. stat holidays and Ontario stat holidays.
Presidents’ Day FAQ
Is Presidents’ Day a bank holiday?
Yes. Washington’s Birthday is on the Federal Reserve’s holiday list, so the Fed is closed and most banks close their branches. Online banking, ATMs and card payments still work, but transfers settle on Tuesday.
Is USPS closed on Presidents’ Day?
Yes. There is no regular mail delivery and post offices are closed. UPS and FedEx set their own schedules, so check with the carrier.
Is the stock market open on Presidents’ Day?
No. The NYSE and Nasdaq are closed, and SIFMA recommends that the bond market close too. Trading resumes on Tuesday.
Why is it called Washington’s Birthday?
Because that is still its legal name in federal law. “Presidents’ Day” became the common name after the holiday moved to a Monday in 1971, but OPM and the Federal Reserve use the legal name.
Will my direct deposit come on Presidents’ Day?
Not on the day itself, because ACH does not settle on Fed holidays. Many employers pay on the Friday before; others pay on Tuesday. Ask your payroll team.
More holiday answers
- Holidays: what’s open and closed
- Are banks open on MLK Day?
- Are banks open on Good Friday?
- US bank holidays (Federal Reserve schedule)
- US federal holidays 2025–2030
- Business days calculator
Sources (last checked October 21, 2026): OPM federal holidays, Federal Reserve Financial Services holiday schedules, Federal Reserve Board holidays, NYSE holidays and trading hours, Nasdaq trading calendar, SIFMA holiday recommendations, USPS holidays, UPS holiday schedule, FedEx holiday schedule.