Yes, banks are open on Black Friday. Black Friday is the Friday after Thanksgiving, which is always the fourth Thursday of November. The next one is . It is not a federal holiday, so the Federal Reserve, most banks and USPS are open. The NYSE and Nasdaq close early, at 1:00 pm ET. Banks and markets are closed the day before, on Thanksgiving.
- Banks: open. Most follow the Federal Reserve schedule; a few branches shorten hours, so check yours.
- Federal Reserve, FedACH and Fedwire: open. Yes. is a business day for United States (Federal Reserve and banks).
- USPS: open. Mail is delivered and post offices are open.
- UPS and FedEx: they set their own holiday schedules, so check with the carrier.
- NYSE and Nasdaq: open, early close at 1:00 pm ET. Yes. is a business day for NYSE and Nasdaq (stock market), with an early close at 1:00 pm ET (Day after Thanksgiving Day).
- Bond market: early close at 2:00 pm ET (SIFMA recommendation).
- Federal offices: open (not an OPM holiday). Some state governments close.
- Is it a business day? Yes. is a business day for United States (federal).
- Thanksgiving countdown: 35 days until .
Today is Thursday, October 22, 2026. Count your own dates with the business days calculator, or find the date any number of business days from today.
What’s open on Thanksgiving and Black Friday
| Institution | Thanksgiving, Thu Nov 26, 2026 | Black Friday, Fri Nov 27, 2026 |
|---|---|---|
| Federal offices (OPM) | Closed | Open |
| Federal Reserve Banks, FedACH, Fedwire | Closed | Open |
| Most banks and credit unions | Closed | Open (check your branch) |
| USPS mail delivery and post offices | Closed | Open |
| UPS and FedEx | Check with the carrier | Check with the carrier |
| NYSE and Nasdaq | Closed | Open, early close 1:00 pm ET |
| Bond market (SIFMA) | Closed | Early close 2:00 pm ET |
| State government offices | Closed | Closed in some states (California, Texas and others) |
Thanksgiving Day itself is a federal holiday: No. is not a business day for United States (Federal Reserve and banks): Thanksgiving Day.
Is Black Friday a federal holiday?
No. Black Friday, the day after Thanksgiving, is not on the OPM list of federal holidays or the Federal Reserve’s holiday schedule. Federal offices and the Fed work a normal day. Federal workers would get the day off only if the President issued an executive order closing federal offices.
Some states do give their own employees the day off. California lists the day after Thanksgiving as a state holiday, and the Texas state holiday schedule closes state offices on November 27, 2026. Some other states do the same, sometimes under a different name. State courts, DMVs and other state offices may be closed where that applies, while federal offices and banks in the same state stay open.
Is Black Friday a business day?
On the federal and bank calendar: Yes. is a business day for United States (federal). Thanksgiving, the day before, is not: No. is not a business day for United States (federal): Thanksgiving Day.
Many offices give staff the Friday off anyway, so a supplier or law firm may treat it as a day off even though banks and the post office work. If a contract says “business days”, the federal calendar is the usual reading, and that counts Black Friday.
How we count: a business day is a weekday that is not a holiday on the chosen calendar. Weekends never count.
Banks open, stock market closes early
Black Friday is a full banking day but a half trading day. The Federal Reserve runs FedACH and Fedwire normally, so direct deposits, transfers and bill payments settle as usual. The NYSE and Nasdaq stop regular trading at 1:00 pm ET (eligible options at 1:15 pm), and SIFMA recommends the bond market close at 2:00 pm ET. The other early closes are on the stock market holidays page.
NYSE holidays and early closes for 2026, from our holiday data:
| Date | Day | Holiday | Note |
|---|---|---|---|
| Thursday | New Year's Day | ||
| Monday | Martin Luther King Jr. Day | ||
| Monday | Washington's Birthday (Presidents' Day) | ||
| Friday | Good Friday | ||
| Monday | Memorial Day | ||
| Friday | Juneteenth National Independence Day | ||
| Friday | Independence Day (observed) | Observed; the holiday falls on Saturday, July 4 | |
| Monday | Labor Day | ||
| Thursday | Thanksgiving Day | ||
| Friday | Christmas Day |
| Date | Day | Occasion | Closes at |
|---|---|---|---|
| Friday | Day after Thanksgiving Day | 1:00 pm ET | |
| Thursday | Christmas Eve | 1:00 pm ET |
Direct deposit and checks over Thanksgiving weekend
ACH does not settle on Thanksgiving, so a payment scheduled for Thursday usually arrives on Wednesday or on Black Friday, depending on your employer or biller. Black Friday itself is a normal settlement day.
- Last bank business day before Thanksgiving 2026: 1 business day before is , excluding United States (Federal Reserve and banks) holidays.
- Next bank business day after Thanksgiving 2026 (Black Friday): 1 business day after is , excluding United States (Federal Reserve and banks) holidays.
- The bank business day after Black Friday 2026: 1 business day after is , excluding United States (Federal Reserve and banks) holidays.
Is there mail on Black Friday?
Yes. The day after Thanksgiving is not a USPS holiday, so mail is delivered and post offices are open (on the 2026 USPS schedule: Friday, November 27, 2026). There is no regular delivery on Thanksgiving Day itself.
UPS and FedEx are private companies with their own holiday schedules, which can change pickup and drop-off times over Thanksgiving weekend. Check the UPS or FedEx holiday schedule before you ship.
Black Friday and Thanksgiving dates 2026–2030
Thanksgiving is the fourth Thursday of November, and Black Friday is the day after, so neither ever falls on a weekend and there is no observed-day shift.
| Year | Thanksgiving (all closed) | Black Friday (banks open) | NYSE on Black Friday |
|---|---|---|---|
| 2026 | Thu Nov 26 | Fri Nov 27 | Closes 1:00 pm ET |
| 2027 | Thu Nov 25 | Fri Nov 26 | Closes 1:00 pm ET |
| 2028 | Thu Nov 23 | Fri Nov 24 | Closes 1:00 pm ET |
| 2029 | Thu Nov 22 | Fri Nov 23 | Closes 1:00 pm ET (expected) |
| 2030 | Thu Nov 28 | Fri Nov 29 | Closes 1:00 pm ET (expected) |
- 2027: Yes. is a business day for NYSE and Nasdaq (stock market), with an early close at 1:00 pm ET (Day after Thanksgiving Day).
- 2028: Yes. is a business day for NYSE and Nasdaq (stock market), with an early close at 1:00 pm ET (Day after Thanksgiving Day).
How many days and weeks until Thanksgiving?
35 days until . In weeks: 5 weeks until . Black Friday: 36 days until .
These are calendar days, weekends included, counted from today (Thursday, October 22, 2026) and updated every day. Thanksgiving is the fourth Thursday of November, so the date changes each year; the countdown always points to the next one.
Need working days instead? There are 23 business days on the United States (federal) calendar between today and , not counting either day. See business days until Thanksgiving for the full breakdown, or how many weeks until Christmas for the next countdown.
Black Friday FAQ
Are banks closed on Black Friday?
No. Black Friday is not a bank holiday. The Federal Reserve is open and most banks keep normal hours, though some branches close early. Banks are closed on Thanksgiving Day, the day before.
Is the stock market open on Black Friday?
Yes, for a shortened session. The NYSE and Nasdaq close at 1:00 pm ET on the day after Thanksgiving. The bond market closes at 2:00 pm ET under SIFMA’s recommendation.
Is there mail delivery on Black Friday?
Yes. USPS delivers mail and post offices are open on Black Friday. UPS and FedEx set their own holiday schedules, so check with the carrier.
Is the day after Thanksgiving a paid holiday?
Not for federal workers. It is a paid holiday for state employees in some states, including California and Texas, and many private employers give it off. No law requires private employers to.
More holiday answers
- Holidays: what’s open and closed
- Are banks closed on Veterans Day?
- Are banks open on Christmas Eve?
- US federal holidays 2025–2030
- Business days calculator
Sources (last checked October 21, 2026): OPM federal holidays, Federal Reserve Financial Services holiday schedules, Federal Reserve Board holidays, NYSE holidays and trading hours, Nasdaq trading calendar, SIFMA holiday recommendations, USPS holidays, UPS holiday schedule, FedEx holiday schedule, CalHR state holidays, Texas state holiday schedule.