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Is Saturday a Business Day? (Banking, Payroll, and Shipping Rules)

Quick answer: Saturday is not a business day for most banks and payroll, but many shippers deliver on Saturday. Use our Business Days Calculator to plan deadlines around weekends and holidays.

Saturday at a glance

  • Banking: Not a business day. HR and payroll paperwork posts on business days.
  • Payroll: Not a business day; payday usually moves to Fri/Mon.
  • Shipping: Often a delivery day (USPS yes; UPS/FedEx select services).
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What counts as a business day?

A business day is typically Monday through Friday, excluding weekends and federal or regional holidays. By that definition, Saturday is not a business day in most contexts.

Banking rules

  • Deposits & transfers: Transactions after Friday usually post the next weekday (or Tuesday after a Monday holiday).
  • Mobile/ATM: You can deposit anytime, but posting follows weekday schedules.

Planning tip: If a payment must clear “in X business days,” don’t count Saturday or Sunday.

Payroll rules

  • Pay cycles: Most businesses align with Mon–Fri banking days.
  • Payday on Saturday: Typically paid on Friday or the following Monday.

Shipping rules (USPS, UPS, FedEx)

  • USPS: Saturday is a regular delivery day for most services.
  • UPS: Saturday delivery available for select services (e.g., certain Ground and Air options).
  • FedEx: Saturday delivery available on specific services (e.g., Home Delivery).

Tip: Saturday may be a working/delivery day for carriers, but not a “business day” for banks or contracts. Always confirm the service level.

Global workweek differences

Workweeks vary. In much of North America and Europe, it’s Mon–Fri. Some countries use Sun–Thu or Mon–Sat schedules. Always check local norms and holidays, then use the calculator to exclude weekends and regional holidays.

Examples

  • Bank transfer on Friday evening: Count business days from Monday.
  • Invoice “Net 5 business days” sent on Thursday: Due the following Thursday (assuming no holiday).
  • Overnight shipment for Saturday delivery: Possible with the correct service—verify cutoffs.

Try it with our Business Days Calculator — exclude weekends and holidays, add custom dates, and export CSV.

FAQ

Is Saturday a business day for banks?

No. Posting resumes on weekdays (or Tuesday after a Monday holiday).

Is Saturday a business day for payroll?

Generally no. If payday falls on Saturday, most employers pay Friday or Monday.

Is Saturday a business day for shipping?

Often yes for deliveries (USPS, and select UPS/FedEx services). Check your service level.

Do weekends count as business days?

No. Business days are typically Monday–Friday, excluding holidays.

Calculate Business Days for Your Dates →